What’s an SPD?! Space Patrol Delta? Super Perfect Day? Special Person Driver? Spinning Pile Driver?! Summary Plan Description? Oh yeah, that’s it, at least in the context of benefit plans! So, what is a Summary Plan Description, or SPD, who needs one and why? Plan Documents and SPDs are required […]
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Rose Street Advisors Community | Life Happens Top 5 Reasons to Convert Your Term Insurance: 1. Timing: The level premium paying term is running out…and you still need coverage. Life insurance premiums increase exponentially once the original level term time period expires. For example, year 21 of a 20-year level […]
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Client Focused We succeed when we center our decisions and practices around what is best for our clients. To say that everyone at Rose Street Advisors is “Client Focused” maybe sounds like a cliché. However, I’m here to tell you that it’s not lip service. I came to Rose Street […]
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Life happens…have you updated your life insurance coverage? Key events in life prompt a call or email to a life insurance advisor. In our experience, marriage, the birth of a child, a job change, or the death of a friend or relative should (and many times do) cue a reassessment […]
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Energizing Your Pandemic Fatigued Employees Let’s face it, we’re all tired of talking about the pandemic. But it’s still here and it’s giving leaders a run for their money. Usually, stressful situations are more short term. Something bad happens, we find a way through it, and we’re back on our […]
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Let Us (Re)Introduce Ourselves To the many friends of Rose Street Advisors, As we embrace this new year, we are more committed than ever to living out our core values and our mantra “What We Do and How We Do It Matters”. Enjoy this glimpse into the people and the heart […]
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Returning to 2022 – What Employers Need to Know While a New Year typically involves a fresh start, 2022 may find employers feeling the New Year is kind of like a bad movie sequel: 2021 – part 2. Many of the issues that we thought would be ending with the […]
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Honoring the Past and Embracing the Future As we close out 2021, I want to express my gratitude for another year filled with unexpected blessings, opportunities to test our fortitude and time spent with those people who make life interesting, meaningful and fun. Never to dismiss the challenges that we […]
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A Human Resources Guide to Surviving Thanksgiving As the Thanksgiving holiday quickly approaches, most folks are stocking up on their holiday supplies and planning for the big meal. At the same time, many of us are wondering how we are going to manage those awkward dinner time discussions that can […]
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Employee Retention Credit (ERC) On December 27, 2020, the Consolidated Appropriations Act of 2021 was signed. This provided updates and extensions to Employee Retention Credits (ERC). Employers that received Paycheck Protection Program (PPP) loans can also qualify for the ERC for wages that are not paid for with forgiven PPP […]
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