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Jack Kyle

Understanding Non-FMLA Leave and Health Coverage: Employer Responsibilities

Understanding Non-FMLA Leave and Health Coverage: Employer Responsibilities When an employee takes leave that is not covered under the Family and Medical Leave Act (FMLA), employers often have questions about how to handle health insurance coverage. Unlike FMLA leave, which mandates continued health benefits, non-FMLA leave operates under different rules. […]

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Pros & Cons of Loans & Early Withdrawals from Retirement Account

Pros & Cons of Loans and Early Withdrawals from Your Retirement Account When  faced with financial needs, taking a loan from your employer-sponsored retirement account, such as a 401(k), can seem like a tempting solution. However, it’s important to understand both the advantages and disadvantages, considering both the short-term and […]

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Understanding RxDC Reporting: What is it, why do we need it, and what are my employer’s responsibilities

What is RxDC Reporting?  RxDC (Prescription Drug Data Collection) reporting is a requirement under the Consolidated Appropriations Act (CAA) of 2021. The purpose of this reporting is to provide the Centers for Medicare & Medicaid Services (CMS) with data on prescription drug costs and health care spending. The information collected […]

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Secure Your Legacy: Why You Must Add a Beneficiary to Your Retirement Account Now!

Secure Your Legacy: Why You Must Add a Beneficiary to Your Retirement Account Now! Designating a beneficiary for your retirement account is a crucial step in ensuring your hard-earned savings are distributed according to your wishes. Here’s why it’s essential and the potential pitfalls of not having a designated beneficiary:  […]

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Top 5 Administrative Failures in Employer-Sponsored Retirement Plans and How to Prevent Them

Top 5 Administrative Failures in Employer-Sponsored Retirement Plans and How to Prevent Them Managing an employer-sponsored retirement plan can be complex, and even well-intentioned plan sponsors can encounter administrative failures. Here are the top five common failures and practical suggestions to prevent them: 1. Failure to Follow Plan Terms Failure: […]

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Pre-Tax vs. Roth Retirement Savings: What’s the Difference?

Pre-Tax vs. Roth Retirement Savings: What’s the Difference? When it comes to saving for retirement, choosing between pre-tax and Roth savings options is one of the most important decisions you’ll make. Both have unique benefits, and understanding their differences can help you make a choice that aligns with your financial […]

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Empowering 401(k) Plan Sponsors: Navigating Success in 2025

Empowering 401(k) Plan Sponsors: Navigating Success in 2025 As we step into 2025. 401(k) plan sponsors find themselves at the forefront of a rapidly changing landscape marked by new regulatory requirements, advancements in technology, and evolving employee expectations. At Rose Street Advisors, our mission is to help you stay ahead, […]

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