• Sort Blog:
  • All
  • Employee Benefits
  • Fun Socks
  • HR Consulting
  • Life Insurance
  • Retirement Plans
  • Uncategorized
  • Wealth Management

Tax Refund: Spend or Save

About 72% of taxpayers received a refund in 2018 and 2019. Here's how consumers spent the tax refunds they received in 2018 and what they planned to do with their 2019...

Spring Cleaning Your Way to Better Finances

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" text_align="left"][vc_column width="2/3"][vc_column_text]Spring is a good time to clean out the cobwebs, and not just in your home or apartment. Your personal finances can benefit from...

Due Date Approaches for 2019 Federal Income Tax Returns

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" text_align="left"][vc_column width="2/3"][vc_column_text]Tax filing season is here again. If you haven't done so already, you'll want to start pulling things together — that includes getting your...

Is It Time to Review Your IRA Estate Planning Strategies?

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" text_align="left"][vc_column width="2/3"][vc_column_text]The Setting Every Community Up for Retirement Enhancement (SECURE) Act, which was passed in December 2019 as part of a larger federal spending package,...

How Can I Improve My Credit Report?

How can I improve my credit report? Most lenders use credit report information to evaluate the creditworthiness of potential borrowers. Borrowers with good credit are presumed to be more creditworthy and...

Could you survive a no-spend month?

Would you take on a 30-day challenge to spend money only on necessities such as rent, utilities, and groceries? During a no-spend month, many common activities — including dining out, buying...

Key Retirement and Tax Numbers for 2020

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" text_align="left"][vc_column width="2/3"][vc_column_text]Every year, the Internal Revenue Service announces cost-of-living adjustments that affect contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold...

SECURE Act 2019 for Plan Sponsors

Unfortunately, data breaches are now normal, everyday occurrences in our society. As a result, many companies are offering services to help you protect your personal information. If you want an...

Three Regrets of Retirees

A recent survey found that more than half of retirees have retirement planning regrets. Unfortunately, many of these retirees had to cut back on their lifestyles to compensate for financial...

on-the-move

HRM is on the Move!

A couple of times now I’ve posted a blog about proposed changes, or the cancelation of those changes to the minimum salary threshold for exempt vs. non-exempt employees. Just last week,...

How much will health care cost?

Retirement health-care costs will vary depending on your health and longevity, but it may help to have a guideline. These are the estimated savings required for an individual or couple...

Recruiting for Soft Skills

There’s a lot more that goes into finding the right candidate for your company’s opening than just a block of text. That’s why the interview process exists and why, as...

Speak Up Before You Burn Out

In July, the Centers for Medicare and Medicaid (CMS) proposed rules that would require all Medicare-participating hospitals to post their negotiated prices for standard health care services....

When should I file the FAFSA?

The FAFSA, which stands for Free Application for Federal Student Aid, is the federal government's financial aid application. The FAFSA is a prerequisite for federal student loans, grants, and work-study....

Key Estate Planning Documents

Estate planning is the process of managing and preserving your assets while you are alive, and conserving and controlling their distribution after your death. There are four key estate planning...

Do I need to pay estimated tax?

Taxpayers are required to pay most of their tax obligation during the year by having tax withheld from their paychecks or pension payments, or by making estimated tax payments. Estimated...

HSA Limits for 2020

The following blog shows the health savings account (HSA) limits that will apply for 2020, along with the 2019 limits for comparison purposes. ...

Lowest Unemployment in Decades

Job figures continued to rise in April, officially bringing unemployment to its lowest in 50 years— 3.6%, according to the Bureau of Labor Statistics (BLS). We outline some employer takeaways...

Charitable Giving After Tax Reform

Some of the recent changes to the standard deduction and itemized deductions may affect your ability to obtain an income tax benefit from your charitable contributions. Incorporating charitable giving into...

Dogs in the Workplace

According to the Society for Human Resource Management, approximately 9 percent of U.S. employers allow their employees to bring their dogs to work every day. With this trend on the...

Amazon’s HSA and FSA Store

Early this year, the Department of Health and Human Services (HHS) published its proposed Notice of Benefit and Payment Parameters for 2020. This proposed rule describes benefit and payment parameters...

CHANGING IT UP AT HRM!

I love change.  Sometimes too much.  Early on in my career, I learned a great lesson about change.  I had a brainstorm about a way to rearrange our office space...

6 HR Trends to Monitor in 2019

A new year brings new issues for HR professionals to contend with. Some challenges are similar to previous years (overtime uncertainty), while others are more unique and complicated (legal marijuana...

Know Your Mutual Funds

Every year, the Internal Revenue Service announces cost-of-living adjustments that affect contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts. Here are a few of...

Tax Scams to Watch Out For

Every year, the Internal Revenue Service announces cost-of-living adjustments that affect contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts. Here are a few of...

Hidden Gem: HSAs in Retirement

Every year, the Internal Revenue Service announces cost-of-living adjustments that affect contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts. Here are a few of...

Beware: New Year, New Fad Diets?

According to Business Insider, getting in shape is consistently the most popular New Year’s resolution in the United States. While making lifestyle changes, as approved by a doctor, is not...

Key Retirement and Tax Numbers for 2019

Every year, the Internal Revenue Service announces cost-of-living adjustments that affect contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts. Here are a few of...