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9 Ways to use Life Insurance

Life can be busy. The requirements of work and family often leave little time to step back and think about where you've been and where you're heading. But as your...

Planning for College

If you're the parent of a young adult who is still living at home, you might be wondering whether this situation is commonplace. According to a recent U.S. Census Bureau...

Health Concerns Following a Hurricane or Flood

A natural disaster can be one of the most devastating events in a person’s lifetime. Families can be uprooted and entire neighborhoods can be destroyed in the blink of an...

Disaster Planning: HR’s Role

Based on the number of unforeseen disasters since the turn of the century, including terror attacks in New York and Boston, hurricanes like Katrina, Harvey and as the date of...

Caregiver Benefits

According to a Gallup poll, 1 out of 6 full- and part-time working Americans are also a caregiver for a loved one. Typically, a caregiver is an unpaid individual who...

IRS Confirms ACA Mandate Penalties Still Effective

The Internal Revenue Service (IRS) Office of Chief Counsel has recently issued several information letters regarding the Affordable Care Act’s (ACA) individual and employer mandate penalties. These letters clarify that:...

Cost-Effective Wellness Programs

Many companies do not have the resources to create a complex wellness program. However, targeting wellness is important for smaller companies because a successful wellness program can reap multiple benefits....

Group-term Life Insurance: Commonly Asked Questions

Many employers provide employees with employer-paid group-term life insurance benefits or arrange for employees to purchase group-term life insurance benefits. Internal Revenue Code (Code) Section 79 includes the tax rules...