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Taxability of Wellness Program Rewards

Employer-sponsored wellness programs often incorporate rewards or incentives to encourage employees to participate. Because there are numerous legal requirements for wellness program design, employers sometimes overlook the federal tax implications...

Are You Ready to Retire?

It may be obvious, but the earlier you retire, the less time you'll have to save, and the more years you'll be living off your retirement savings. The average American...

Hospital Indemnity Coverage

According to the most recent data from the U.S. Centers for Disease Control and Prevention, 12.2 million of the 130.4 million visits to the emergency room required hospital admission. It's...

Tax Benefits of Homeownership

Buying a home can be a major expenditure. Fortunately, federal tax benefits are available to make homeownership more affordable and less expensive. There may also be tax benefits under state...

5 Reasons Why Your HDHP Will Fail

High deductible health plans (HDHPs) are becoming a popular health plan offering among employers nationwide. HDHPs can encourage employees to spend their health dollars wisely and can motivate them to...