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financial wellness

Managing Investment Risk: Understanding Your Risk Tolerance 

When it comes to your retirement plan, one of the most important, and often overlooked, factors is your relationship with risk. Not market risk. Not headlines. Your risk tolerance.    At its core, risk tolerance is simply your ability and willingness to handle the ups and downs that come with […]

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Selecting an Investment Lineup: A Practical Guide for New Plan Committee Members

If you’ve recently joined your organization’s retirement plan committee, one of the most important responsibilities you’ll share is overseeing the plan’s investment lineup. For many, this can feel like stepping into unfamiliar territory with new terminology, new expectations, and real fiduciary responsibility.    The good news? You don’t need to […]

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What Are the Pros and Cons of In-Plan Income Guarantees vs. Out-of-Plan Options.  And Why Consider One Over the Other?

As more employees approach retirement, one question continues to rise to the surface: “How do I turn my savings into a reliable paycheck?”   With the passage of the SECURE 2.0 Act, employers now have more flexibility to incorporate in-plan income solutions, including annuities, directly into their retirement plans. At […]

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