Your guide from hire to retire.
Have you ever noticed how something as simple as toothpaste can tell you a lot about your life? This morning, I walked into the bathroom and, to my surprise, my toothpaste was exactly where it belonged. Right there. In the drawer. Waiting for me. If you have teenagers in […]
When meeting with our philanthropically minded clients, we often say, “give cash last.” Donating cash is simple, but it’s not always the most tax efficient. As we are nearing the end of the year, many clients plan to make charitable contributions, and it is our job to help make those […]
Retirement is one of life’s biggest transitions. Your paycheck may stop, but your expenses don’t. And your time, priorities, and goals often shift in meaningful ways. If you’ve never created a formal budget before, you’re not alone. Many people haven’t needed one during their working years. The good news? […]
Have you seen Billy Madison starring Adam Sandler? Do you remember the premise? His dad built a massive business and wanted to hand it over to his son… while Billy was busy having a full argument between shampoo and conditioner. It’s funny because it’s exaggerated. But it also lands […]
For HR leaders, finance professionals and retirement plan committees, sponsoring a 401(k) or 403(b) plan is both a valuable employee benefit and an important fiduciary responsibility. Plan sponsors must ensure that their plan operates in the best interests of participants while maintaining reasonable fees, competitive investments and quality services. […]
Steady Oversight and a Disciplined Process Recent geopolitical developments have understandably raised questions about how global conflicts may affect financial markets. Periods like these can create uncertainty and volatility, and part of our responsibility as your advisors is to watch developments closely while keeping portfolios aligned with long-term objectives. […]
Financial wellness has become a defining issue for today’s workforce. In 2026, employees are navigating ongoing financial pressure from rising living costs to increased complexity around benefits and retirement decisions. As a result, financial stress is no longer confined to employees’ personal lives; it shows up in the workplace and […]
Managing money has never felt more complex. Rising costs, competing priorities, and the pressure to make smart financial decisions can leave anyone feeling uncertain. If you’ve ever questioned whether you’re budgeting correctly, saving enough, or choosing the right investments, you’re in good company. That’s why financial wellness matters so […]
As a business owner or CFO, you know how important it is to attract and retain top talent. One powerful, but often overlooked, tool for rewarding key employees is a cash balance plan, especially when implemented retroactively for the prior year. What Is a Cash Balance Plan? A cash balance […]
Medications known as GLP-1s (glucagon-like peptide-1 receptor agonists) have gained attention for helping people manage weight and related health conditions. Many health plans, including BCBS, Priority Health and UHC in Michigan, do not cover GLP-1 drugs when prescribed specifically for weight loss, which can leave employees wondering what, if any, alternatives exist. The […]