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About UsOur TeamM Financial GroupEducation LibraryCommunity SupportTestimonials
Benefits
Employee Benefit ServicesBenefits FAQBenefits University Blog
HR Consulting
HR Consulting ServicesHR BlogRose Street Recruits
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1. Protect your family

2. Protect your business partners

3. Protect your employees

It doesn’t have to be anymore complicated or complex than the fundamental reasons listed above. A person's income and their ability to continue to earn an income in the future is their most valuable asset. Disability/Income Replacement Insurance protects a person’s ability to earn income if they become physically or mentally unable to work.  This type of coverage allows a person to continue to provide for their family by still receiving an income, it allows business partners to protect each other’s interests in the case a partner’s disability disrupts business and it may prevent an employer from hastily selling his/her business in case of a disabling event.    

As a valued executive benefit for your high-income earners, additional Disability/Income Replacement Insurance can be an easy add-on to complement your existing group long-term disability plans. If you have any questions or would like to connect with a Rose Street Advisor, please contact us today.

Rob Hunt II

LIC & CLU® | Principal & Chief Executive Officer

As Principal and CEO, Rob spearheads the vision, drive for growth, and pursuit of excellence at Rose Street Advisors. Rob loves being outdoors with his wife Erin and kids. He has slalom skied for the past 35 years, never missing a season. He also enjoys spending time at the lake and on the golf course.

This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual or entity. To determine what is appropriate for you, please contact your Rose Street Financial Professional. Information obtained from third-party sources are believed to be reliable but not guaranteed.

 

Securities and Investment Advisory: Services offered through M Holdings Securities, Inc., A Registered Broker/Dealer and Investment Advisor, member FINRA/SIPC. Rose Street Advisors is independently owned and operated. Rose Street Advisors is a member firm of M Financial Group. #4491815

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Rose Street Advisors

Your guide from hire to retire. Rose Street Advisors provides the strategy companies need to grow with confidence.

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244 North Rose Street
Kalamazoo, MI 49007

5181 Plainfield Ave NE
Grand Rapids, MI 49525

269.552.3200
© 2026 Rose Street Advisors LLC. All rights reserved.
Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC. Rose Street Advisors is independently owned and operated. Please go to www.mfin.com/DisclosureStatement for further details regarding this relationship. Check the background of this Firm and/or investment professional on FINRA's BrokerCheck. For important information related to M Securities, refer to the M Securities' Client Relationship Summary (Form CRS) by navigating to mfin.com/m-securities. Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States. This site is for information purposes and should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney, financial or tax advisor or plan provider. CA Insurance License. File #5757992.1

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