Your guide from hire to retire.
Retirement Planning for Small Business Owners: A Smart Approach to Business and Personal Wealth As a small business owner, you’re often focused on running and growing your company such as managing employees, balancing cash flow, and planning for the next big opportunity. But one area that can easily slip down […]
Roth Catch-Up Contributions – Are You Ready for January 1, 2026? Starting January 1, 2026, a key provision of SECURE 2.0 will officially take effect: Roth Catch-Up Contributions will be mandatory for certain high-income earners aged 50 and older. This change, originally slated for 2024, was delayed giving plan sponsors, […]
Top 5 Things to Consider in Retirement For many people, retirement feels like the finish line but in reality, it’s the start of a whole new chapter. Whether you’re just a few years away or already in your first years of retirement, the decisions you make now can shape your […]
As 2025 comes to a close, taking a few strategic steps now can help reduce your tax liability and position you for a stronger financial year ahead. Beyond just contributions and deductions, savvy planning can include gifts, income timing, and leveraging credits. Here’s the top 7 ideas for the 2025 […]
In the spring of 2008, my wife and I spent several days trekking through Peru’s Andes Mountains on our way to Machu Picchu. The climbs were steep, the air thin, and the scenery breathtaking. But what we remember most is the team of sherpas who turned a demanding expedition into […]
401(k) Plan Design Tweaks That Can Drive Big Results As a retirement plan sponsor, you have a powerful role in shaping how well your employees prepare for retirement. The good news? You don’t have to reinvent your 401(k) plan to make a meaningful impact. Sometimes, small design tweaks can drive […]
Beyond the Numbers: Envisioning Your Retirement Lifestyle When people think about retirement planning, the first question is often, Do I have enough money? While financial readiness is crucial, an equally important, yet often overlooked, aspect is the emotional side of retirement. What will our days look like? How will you […]
Understanding Full-Time Equivalents (FTEs) Under the Affordable Care Act (ACA): A Guide for Employers What is a Full-Time Equivalent (FTE)? A Full-Time Equivalent (FTE) is a unit of measurement that represents the workload of an employee in a way that makes workloads comparable across various employment structures. Who Needs to […]
How Plan Sponsors Can Help Employees Retire on Time: Turning Plan Design into Positive Outcomes As a corporate plan sponsor, your role in your employees’ retirement journey is more significant than you might think. Yes, you’re responsible for managing the mechanics of the plan and meeting fiduciary obligations. But beyond […]
The Pre-Flight Checklist: Double Check Your Beneficiaries When we flew in Jim’s Cessna 170, we had no idea it would be the last time. For years, my son has shared his dream of becoming a pilot. Spending time with Jim and flying in his plane is a memory we will […]