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Why Retirement Plan Benchmarking Matters for 401(k) and 403(b) Plans

For HR leaders, finance professionals, and retirement plan committees, sponsoring a 401(k) or 403(b) plan is both a valuable employee benefit and an important fiduciary responsibility. Plan sponsors must ensure that their plan operates in the best interests of participants while maintaining reasonable fees, competitive investments, and quality services.   […]

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Why Financial Wellness Matters More Than Ever in 2026 and How Plan Sponsors Can Make a Meaningful Impact

Financial wellness has become a defining issue for today’s workforce. In 2026, employees are navigating ongoing financial pressure from rising living costs to increased complexity around benefits and retirement decisions. As a result, financial stress is no longer confined to employees’ personal lives; it shows up in the workplace and […]

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Financial Wellness: Budgeting, Saving, and Investing Beyond Your Workplace Retirement Plan

Managing money has never felt more complex. Rising costs, competing priorities, and the pressure to make smart financial decisions can leave anyone feeling uncertain. If you’ve ever questioned whether you’re budgeting correctly, saving enough, or choosing the right investments, you’re in good company.   That’s why financial wellness matters so […]

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Optimizing Retirement Benefits for Key Employees with a Retroactive Cash Balance Plan

As a business owner or CFO, you know how important it is to attract and retain top talent. One powerful, but often overlooked, tool for rewarding key employees is a cash balance plan, especially when implemented retroactively for the prior year. What Is a Cash Balance Plan? A cash balance […]

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Exploring GLP-1 Weight-Loss Medication Options When Insurance Doesn’t Cover Them

Medications known as GLP-1s (glucagon-like peptide-1 receptor agonists) have gained attention for helping people manage weight and related health conditions. Many health plans, including BCBS, Priority Health and UHC in Michigan, do not cover GLP-1 drugs when prescribed specifically for weight loss, which can leave employees wondering what, if any, alternatives exist.    The […]

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ACA Subsidies Update: Pending Legislation and What Employers Should Know

As employers continue to field questions about rising ACA Marketplace premiums, there is a new development worth watching closely. On January 8, 2026, a bill was introduced in Congress aimed at addressing the expiration of enhanced ACA subsidies. If the House and Senate agree and pass this legislation, it could […]

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